The Indiana pensioners are not responsible for the bankruptcy of Chrysler68 of the French say have a poor opinion of the professiontemporary decree for a period of five yearsThe French shareholders speak with one voiceThere are also mud flats herbariums etcThe final balance sheet reports of two deadToday Nicolas Lemaire wants to diversifyThe fight against climate change finally growingKookai therefore the antiDim Dim seduced by womenAged seventyeight the person concerned provides have everything preparedNicolas Sarkozy must evoke late morning, the "main principles" of his conception of social protection for the France. The President of the Republic is expressed at the opening of the 39th Congress of mutuality, which is held for three days in Bordeaux. In his speech to the 3,000 delegates from mutual, the head of State will hardly do not address the question of the Division of health between social security and additional expenditures. In September 2007, he announced a "grand debate" on this topic (see below). He has not taken place. No substantive decision was made to change the division between what is solidarity (social security) and the (further) individual responsibility. And the creation of a "health shield", which was shiver mutual and underwriters, most mentioned.
Financial reserves
Last year, the only significant measure was an increase of the tax (EUR 1 billion more) that weighs on mutual and other complementary health. Jean-Pierre Davant, President of la Mutualité, struggles to avoid a new increase of this collection in the budget of the social security for 2010. "It would be a lack of intelligence on the part of the Government, and a very bad blow in the mutualist system", he warned. In the debate on the place of the complementary mutuality claims a greater role in the management of chronic diseases ("Les Echos" from May 25).
Bordeaux, mutual will also attempt to extinguish the controversy on their financial reserves. The Government judge that they are too large, what justifies the taxation according to him. "Mutual reserves represent on average four months in advance of benefits." Is - this really outrageous "Good management, we have to deal with hazards, face our competitors and, above all, we need ways to develop our network of facilities and new services", argues Jean-Pierre Davant, which warns other "projects that sleep in cartons of departments." In particular, he thinks the recurrent idea of transferring to the complementary support of optical and dental care.
"Very unequal situation".
These threats Jean-Pierre Davant intends to show Congress all "modernity" of the mutualist movement, which provides supplementary coverage of 38 million people. La Mutualité estimated that demonstrate innovation "to renovate the way it delivers care in France". And it intends to give the evidence with priority health mutualist, its support services to the information, guidance and support, already available in 22 million French.
Then Yes, mutuality which represents 57 of the 29 billion euros of sales of complementary organizations regularly loses share of market for the benefit of the insurers. But "this erosion is particularly in some of our tariff, less inflationary practices," says Jean-Pierre Davant. It is also, according to him, the result "of a very unequal situation" between the collective business contracts, whose contributions are tax, and individual contracts, which have no benefit. Mutuality has "the highest percentage of individual membership", however, successive Governments have always refused to mutual the creation of a tax credit on individual contracts for all French, focusing on the targeted assistance to the acquisition of complementary cover households who are not entitled to CMU.
